It is essential that you take out adequate travel insurance when you journey to the UK to study. Navitas offers invaluable travel cover – NavInsure - designed for international students travelling from their home country to study in the UK.
The Summary of Cover below outlines the important information that you will need to consider prior to making an informed decision over your travel insurance purchase.
Our international student travel insurance is provided by Endsleigh Insurance Services Limited who are authorised and regulated by the Financial Conduct Authority in the UK. All beneficiaries receive cover benefits by virtue of the group policy issued to the group policyholder. The group policyholder for all our UK Colleges is Navitas UK Holdings Limited, registered address; The Lambourn, Wyndyke Furlong, Abingdon, OX14 1UJ. Please see ‘Regulatory Status’ below for more information.
What is a beneficiary:
A beneficiary is a person (in this case a student applicant purchasing NavInsure when planning to study in the UK at a Navitas College) who is known as the policyholder to which the cover of insurance applies to.
|Length of travel insurance cover||12 Months with a 2-month grace period for early arrival or late departure to or from the UK.|
Some of the benefits of cover include reimbursement of prepaid course fees due to cancelling, cutting short or repeating a course due to accident, illness or sickness; the cost of bringing a relative to the UK following a medical emergency; medical costs which are not covered by the National Health Service if you are taken ill or have an accident and the insurance will cover your legal liability to pay damages if you accidentally injure someone or damage their property.
Cancellation or curtailment charges
Emergency medical & other expenses
Emergency dental treatment
|Private medical emergency cover||£250,000||£250|
i. Death benefit (aged under 16)
Death benefit (aged 16 to 64)
Death benefit (aged 65 and over)
ii. Loss of limbs or sight (aged under 65)
iii. Permanent total disablement (aged under 65)
Baggage (including valuables)
a) Single article, pair or set limit
b) Valuables limit in total
Personal money, passport & documents
1. a) Currency notes and coins
b) Other personal money and documents
2. Passport or visa
Overseas legal expenses & assistance
The table is a summary of cover only and the group policy is subject to terms, conditions, limits and exclusions. Please refer to the applicable sections of the group policy wording found here. The benefits set out above are the maximum amounts paid under each section per beneficiary per trip unless otherwise noted in the group policy wording.
Aggregate limit: The maximum aggregate amount payable for all claims arising out of or in connection with any one event under each section shall not exceed the maximum amount stated in the table above.
Restrictions on the cover:
The beneficiary and anyone accepted for cover under the group policy MUST be:
Important conditions relating to health:
You must comply with the following conditions to have the full protection of the group policy. If you do not comply the group policy may be cancelled, or a claim may be refused, or the amount of any claim payment reduced. It is a condition of the policy that you will not be covered for any claims arising directly or indirectly from:
This insurance cover is arranged by Endsleigh Insurance Services Limited. Navitas UK Holdings Limited is an appointed representative of Endsleigh Insurance Service Limited which is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at https://register.fca.org.uk/s/
The group policy is provided by Endsleigh and is underwritten by Zurich Insurance Plc. Endsleigh will share the personal details the group policyholder and beneficiaries provide with Zurich Insurance plc. To administer the group policy Zurich Insurance Plc will hold and use information about the group policyholder and beneficiaries supplied by them (and by medical providers). Zurich Insurance Plc may send it in confidence for processing in the Zurich Insurance Plc group (or to other companies acting on Zurich Insurance Plc instructions) including those located outside the European Economic Area, however, Zurich Insurance Plc has taken appropriate steps to ensure the same (or equivalent) level of protection of information in other countries in the EU. Applications for further information should be addressed to the Data Protection Officer at Zurich Insurance Plc.
Endsleigh Insurance Services Limited, company no. 856706 registered in England at: 2 Des Roches Square, Witney, Oxfordshire, United Kingdom, OX28 4LE.
If a beneficiary wishes to make a complaint, in the first instance, please contact the person who originally dealt with the
enquiry. They will aim to resolve the complaint on the same day. Alternatively, the beneficiary can contact Endsleigh:
Customer Experience Department
Endsleigh Insurance Services Ltd.
Quadrangle, Imperial Square
Cheltenham GL50 1PZ
by phone: 0800 085 8698
If the beneficiary’s complaint is not resolved to their satisfaction, they have the right to ask the Financial Ombudsman Service
to review their case. The Ombudsman can be contacted at:
0800 023 4567
What if I change my mind?
A beneficiary may withdraw from participation in the group policy at any time by giving notice of that intention to the group policyholder. Any return of premium will be calculated from the date such participation ceases, provided the beneficiary has not travelled or been the subject of a claim during any period for which cover was provided, in which case no refund will be due.
We reserve the right to charge a reasonable administration fee.