It is essential that you take out adequate insurance when you travel to the UK to study. Navitas offers invaluable cover for international students studying in the UK.
Please refer to the Insurance Policy Information Document and the Summary of Cover below to ensure that you have the information you require to make an informed decision.
† If a student needs to pause/defer their studies after their coverage has commenced, their insurance coverage can be paused. The insurance can then be switched on again once the student recommences their studies but it must be activated no more than 12 months after pausing it. Whilst the insurance is paused, cancellation terms continue to apply.
Cover includes reimbursement of your prepaid course fees due to cancelling, cutting short or repeating your course due to accident, illness or sickness; the cost of bringing a relative to the UK following a medical emergency; medical costs which are not covered by the National Health Service if you are taken ill or have an accident and we will cover your legal liability to pay damages if you accidentally injure someone or damage their property.
Summary of cover
|NavInsure||Up to 14 months|
|Cancellation or curtailment charges||£5,000|
|Emergency medical expenses||£2,000,000|
|Emergency dental treatment||£500|
|Single article limit||£2,000|
|Valuables total limit||£2,000|
|Personal money, passport and documents|
|Other money and documents limit||£100|
|Overseas legal expenses and assistance||£10,000|
This summary does not contain the full terms and conditions; these can be found in the policy documentation.
Cancellation or curtailment charges and course fees
Emergency medical and other expenses
Baggage and personal money, passport and documents
This insurance cover is arranged by Endsleigh Insurance Services Limited. University of Leicester Global Study Centre is an appointed representative of Endsleigh Insurance Service Ltd which is authorized and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at register.ca.org.uk.
This group policy is provided by Endsleigh and is underwritten by Zurich Insurance Plc. Endsleigh will share the personal details the group policyholder and beneficiaries provide with Zurich Insurance Plc. To administer the group policy Zurich Insurance Plc will hold and use information about the group policyholder and beneficiaries supplied by them (and by medical providers). Zurich Insurance Plc may send it in confidence for processing in the Zurich Insurance Plc group (or to other companies acting on Zurich Insurance Plc instructions) including those located outside the European Economic Area, however, Zurich Insurance Plc has taken appropriate steps to ensure the same (or equivalent) level of protection of information in other countries in the EU. Applications for further information should be addressed to the Data Protection Officer at Zurich Insurance Plc.
Endsleigh Insurance Services Limited is authorized and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at fca.org.uk/register. Endsleigh Insurance Services Ltd. Company No. 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.
We aim to provide a high level of service and pay claims fairly and promptly under the terms of this group Travel Insurance Policy. If you are unhappy with any aspect of our service please contact, in the first instance, the person who originally dealt with your enquiry. Alternatively, you can contact us by:
Telephone: 0800 085 8698
Post: Customer Liaison Department Endsleigh Insurance Services Limited Shurdington Road, Cheltenham Gloucestershire GL51 4UE
If you remain dissatisfied you have the right to ask the Financial Ombudsman to review your case. The Ombudsman can be contacted at the following address:
The Financial Ombudsman Service Exchange Tower, London E14 9SR
A beneficiary may withdraw from participation in the group policy at any time by giving notice of that intention to the group policyholder.
Any return of premium will be calculated from the date such participation ceases, provided the beneficiary has not travelled or been the subject of a claim during any period for which cover was provided, in which case no refund will be due. We reserve the right to charge a reasonable administration fee.
The beneficiary and anyone accepted for cover under this group policy MUST be:
You must comply with the following conditions to have the full protection of your group policy. If you do not comply this group policy may be cancelled or a claim may be refused or the amount of any claim payment reduced. It is a condition of this policy that you will not be covered for any claims arising directly or indirectly from:
* Close relative means mother, father, sister, brother, wife, husband, daughter, son, grandparent, grandchild, parent–in–law, son–in–law, daughter–in–law, sister–in– law, brother–in–law, step parent, step child, step sister, step brother, foster child, legal guardian, partner, civil partner or fiancé, fiancée.
† Close business associated means any person whose absence from business for one or more complete days at the same time as the beneficiary’s absence prevents the proper continuance of that business.